Life & Long-Term Care Insurance

Insurance provides the foundation for a comfortable retirement by protecting important assets during your life and after you pass. The lack of insurance can be a wealth destroyer.

Life Insurance

It wasn’t too long ago that individuals purchased Life Insurance from a door-to-door salesman. The industry has come a long way. With the Internet, finding Life Insurance can be easy—-and cheap. However, many policies have “holes” which may not protect you and your family when you need it most. Life Insurance should always be purchased through a professional.

Life insurance may be one of the most important purchases you ever make. In the event of a tragedy, the proceeds can help your family maintain their standard of living, create a succession plan for a small business, finance future needs like your children’s education, supplement your retirement income, and more.

San Diego Tax & Financial Associates will help you determine the appropriate type and the amount of insurance to help you meet your goals. We only work with strong & reputable insurance companies that you are familiar with. Contact us today for a complimentary no obligation quote.

Long-Term Care Insurance

As millions of Boomers approach retirement, a pressing challenge is to maintain their lifestyles and independence. Planning for a reliable income to protect your lifestyle is incomplete in terms of total protection.

It’s incomplete because an accident or unplanned change in health may require long-term care. If that happens, plans, hopes, dreams and savings could quickly go up in smoke. Simply stated, guarding against the costs of unplanned long-term care should be a primary concern for Boomers. The reason is clear. After age 65, the need for some form of long term care will affect about two-thirds of us*.

Long-Term Care Insurance (LTCI) can be a tremendous asset in time of need. However, there are different types of Long-Term Care Insurance policies and a lot of moving parts. The professionals at San Diego Tax & Financial Associates will take the time to help you understanding Long-Term Care Insurance, and assist you in choosing a policy that makes sense for you.

Life Insurance Basics

Healthcare Planning

Power Of A Trust